Brennan Hill from Local 63 is right....we must take care of our past retirees First. They made it possible for us to have these jobs in the first place. If we do not take care of them, it will come back to us tenfold when it is our time to retire.
The 401k, once it is explained, greatly enhances anyones retirement portfolio And when deducted pre-tax, is like a pay raise in itself.
Right on Brennan!